Terms of Use

Terms of Use

This Terms of Use ("Service Agreement", "Terms", "Agreement") is a Contract between you and BitPAY™ and applies to your use of the BitPAY™ services available through https://www.bit-pay.online website (collectively the "Service"). If you do not agree to be bound to the terms and conditions of this Agreement, do not use or access the services provided. Each of the terms, conditions and policies of this agreement may be changed from time to time and are effective immediately after the changes are published on the BitPAY™ website.

This website is owned and controlled by the HilCap Asset Management Trust reg. (referred to as "Company", "us", "our" or "we") - the Licensed Asset Management Company, founded at October 24th, 2006, registered under Liechtenstein (Fürstentum Liechtenstein) jurisdiction and licensed by the Financial Market Authority Liechtenstein - FMA (Finanzmarktaufsicht Liechtenstein - FMA) according to the Law of 25 November 2005 on Asset Management (Asset Management Act; AMA).

These Terms and Conditions of Use (referred to as "these Terms", "Terms") govern the access and use of our web-site by every site visitor (referred to as "Client", "you" or your").

Application of these Terms

By using or accessing our web-site you agree to be legally bound by the following terms and conditions. If you do not agree to these terms you must not use our web-site. We reserve the right at any time without notice to revise the content of our web-site and/or these terms by posting any changes on our web-site. The revised terms will be effective immediately upon posting and by continuing to use our web-site you will signify that you agree to be bound by the revised terms.

Knowledge required

The Client should ensure that he/it understands and has significant experience of cryptocurrencies, blockchain systems and services, and that he/it fully understands the risks associated with the trading of digital token as well as the mechanism related to the use of cryptocurrencies (incl. storage). The Company shall not be responsible for any loss of digital tokens, which may result of any actions or omissions of the Client or any person undertaking to acquire digital token or fiat currencies.
Trading markets are extremely volatile and shift quickly in terms of liquidity, market depth, and trading dynamics. There is no guarantee against losses. Do not enter into transactions or invest funds that are above your financial abilities. Also, certain financial products are not suitable for people without the relevant knowledge and/or experience. By opening an account with BitPAY™ you acknowledge that you are aware of these financial risks, for which the Client is solely responsible and liable.


Clients are not allowed to use BitPAY™ if this is considered an illegal action. Clients are not allowed to use BitPAY™ and purchase or selling cryptocurrency in order to commit or complete an illegal action (e.g. selling bitcoins received as a ransom from an illegal activity). Clients are not allowed to use BitPAY™ and purchase or selling cryptocurrency in order to avoid taxes. Clients are not allowed to use BitPAY™ and purchase or selling cryptocurrency through practices that may modify in a synthetic way the price of the traded cryptocurrency.

Intellectual Property Rights

To the extent that copyright or other intellectual property rights exist in BitPAY™ such as software, knowhow, analysis or programs, those copyrights and other industrial rights belong to the Company. Company grants to the Client for an unlimited period of time nontransferable and non-exclusive rights to exploit the Services for its own use as determined by the provisions of these General Terms of Service.

Use of BitPAY™ Services

In order to use the Services offered by BitPAY™ the Client must transfer deposit required for funding their account. Funds can be transferred using one of the accepted methods (see list below). Funds can be withdrawn by Client to any account using one of the accepted methods (see list below).

Data protection

The definitions in the current version of the Federal Act on Data Protection of June 1992 shall apply to this clause. Where necessary to deliver the Services in accordance with the Agreement, the Company can transfer data provided to them by the Client to third parties, even abroad.
The Company will not use your data for reasons different than the Services required or required by law.

Limitation of Liability

Subject to the exceptions, the Company, as well as its officers, directors, employees and suppliers, assumes no liability or responsibility for any loss arising out of or related to BitPAY™, the Services, any inaccurate information, any technical, interruption or malfunction, any stolen, lost, or unauthorized use of the Client’s account, any breach of security or data breach.
The limitation of liability set out above shall not be applicable in the event that the Company or its employee has caused the damage by intentional misconduct or by gross negligence.


If any of the provisions of these General Terms of Service or of the Agreement are deemed to be invalid, void or unenforceable, the remaining provisions shall continue in full force and effect.

Applicable Law and Jurisdiction

These Terms are subject to and governed by Liechtenstein (Fürstentum Liechtenstein) law to the exclusion of any International Treaties. All disputes arising from or under these Terms shall be subject to the exclusive jurisdiction of the competent courts of Vaduz.


You agree to adhere to all the principals and members harmless of any liability. You invest at your own risk and you agree that a past performance is not an explicit guarantee for the same future performance. You agree that all information, communications and materials you find on this site are intended to be regarded as an informational and educational matter and not an investment advice.
BitPAY™ is not responsible or liable for any damages, losses and costs resulting from any violation of the conditions and terms and/or use of our website by a member. You guarantee to BitPAY™ that you will not use this site in any illegal way and you agree to respect your local, national and international laws.

Anti-spam Policy

We will not tolerate SPAM or any type of UCE in this program. SPAM violators will be immediately and permanently removed from the program.

Reserving Rights

We reserve the right to change the rules, commissions and rates of the program at any time and at our sole discretion without notice, especially in order to respect the integrity and security of the members' interests. You agree that it is your sole responsibility to review the current terms. Moreover, we reserve the right to accept or decline any member for membership without explanation.


You agree to be of a legal age in your country to take part in this program, and in all the cases your minimal age must be 18 years. BitPAY™ is not available to the general public and is opened only to the qualified members of BitPAY™; the use of this site is restricted to our members and to individuals personally invited by them. Every deposit is considered to be a private transaction between the BitPAY™ and its Client. Any dispute arising from your failure to understand the terms of our program will result in a permanent termination of your membership without refunding. Your participation is at your own risk. We will not be responsible for any external factors beyond our control, for example, payment processor downtime, service provider downtime, technical maintains etc.
We guarantee a 30-day full money back, if you will not be satisfied with our service.

Annex A - General

1. Account Balance

1.1. We holding Clients' funds on their Account balances in 9 crypto currencies:
Bitcoin (BTC) , Litecoin (LTC), Ethereum (ETH), Tether (USDT), DOGE Coin (DOGE), Avalanche (AVAX), DASH Coin (DASH), ZCash (ZEC), Polkadot (DOT)
1.2. Every Account balance available for withdraw and direct investment to such CRYPTO Investment Options.
1.3. Client can add funds to such crypto Account balance (funding it) using one of the accepted payment options.
1.4. Minimum amount for funding Account balance:
Bitcoin (BTC) - BTC 0.000100
Litecoin (LTC) - LTC 0.1000
Ethereum (ETH) - ETH 0.010000
Tether (USDT) - USDT 10.00
DOGE Coin (DOGE) - DOGE 100.00
Avalanche (AVAX) - AVAX 0.5000
DASH Coin (DASH) - DASH 1.0000
ZCash (ZEC) - ZEC 0.1000
Polkadot (DOT) - DOT 1.0000

2. Accepted payment options for funding Account balances and withdraw funds

2.1. FIAT: Perfect Money, Payeer, Advanced Cash (AdvCash), Debit/Credit Card, Bank Wire (SEPA, SWIFT).
2.2. CRYPTO: Bitcoin (BTC) , Litecoin (LTC), Ethereum (ETH), Tether (USDT), DOGE Coin (DOGE), Avalanche (AVAX), DASH Coin (DASH), ZCash (ZEC), Polkadot (DOT), Bitcoin Cash (BCH), NEO (NEO), Binance USD (BUSD), SHIBA Inu (SHIB), TRON (TRX), VeChain (VET), Bitcoin Gold (BTG), Solana (SOL), NXT (NXT)

3. Conditions of using Tether 100 USDT Welcome Bonus

3.1. For opening an Account our Clients granted with Tether 100 USDT Welcome Bonus to Tether Account balance. This Bonus can be used for direct investment into Tether (USDT) CRYPTO Investment Options or can be withdrawn with account earnings (if not used for investment).

4. Withdraw Funds

4.1. Client can withdraw funds from his/her crypto Account balance using one of the accepted payment options: Perfect Money, Payeer, AdvCash, Debit/Credit Card, Bank Wire, accepted crypto currencies.
4.2. When Client request payment to crypto currrency address, the exchange rate for payment amount fixed on the date/time of placing this request.
4.3. Minimum amount to withdraw:
Bitcoin (BTC) Account balance - BTC 0.100000
Litecoin (LTC) Account balance - LTC 0.1000
Ethereum (ETH) Account balance - ETH 1.000000
Tether (USDT) Account balance - USDT 250.00
DOGE Coin (DOGE) Account balance - DOGE 5,000.00
Avalanche (AVAX) Account balance - AVAX 5.0000
DASH Coin (DASH) Account balance - DASH 10.0000
ZCash (ZEC) Account balance - ZEC 0.1000
Polkadot (DOT) Account balance - DOT 1.0000
4.4. There are no any internal fees or charges for withdraw funds, but for withdraw using Bank Wire or accepted crypto currencies, intermadiary bank fees or blockchain fees may be charged (deducted from payment amount).
4.5. Client can place withdrawal requests during Monday - Sunday 24/7.
4.6. Withdrawal request processing time is 24 hours.

5. Affiliate Program

5.1. Client will earn BTC 0.00001 to Bitcoin (BTC) Account balance for every active referral.
5.2. Client will earn lifetime 25% from all his/her referrals' investments.
5.3. Referral earnings will be reflected at Client's crypto Account balance instantly.
5.4. Client can use their referral earnings in any time, in any way without any restrictions and fees on common conditions.

Annex B - Investments

1. Investment Options

1.1. We offer following CRYPTO Investment Options for our Clients:

Bitcoin (BTC) Investment Option:
minimum deposit BTC 0.100000
maximum deposit BTC 1.000000
interest 25% daily
duration 24 calendar days
Litecoin (LTC) Investment Option:
minimum deposit LTC 0.1000
maximum deposit LTC 1.0000
interest 5% daily
duration 40 calendar days
Ethereum (ETH) Investment Option:
minimum deposit ETH 1.000000
maximum deposit ETH 10.000000
interest 20% daily
duration 25 calendar days

Tether (USDT) Investment Option:
minimum deposit USDT 250.00
maximum deposit USDT 2,500.00
interest 10% daily
duration 30 calendar days
DOGE Coin (DOGE) Investment Option:
minimum deposit DOGE 5.00
maximum deposit DOGE 50,000.00
interest 15% daily
duration 26 calendar days
Avalanche (AVAX) Investment Option:
minimum deposit AVAX 5.0000
maximum deposit AVAX 50.0000
interest 8% daily
duration 35 calendar days

DASH Coin (DASH) Investment Option:
minimum deposit DASH 10.0000
maximum deposit DASH 100.0000
interest 12% daily
duration 28 calendar days
ZCash (ZEC) Investment Option:
minimum deposit ZEC 0.1000
maximum deposit ZEC 1.0000
interest 7% daily
duration 36 calendar days
Polkadot (DOT) Investment Option:
minimum deposit DOT 1.0000
maximum deposit DOT 10.0000
interest 6% daily
duration 38 calendar days

2. Investment Process

2.1. Client can make direct investment to choosen Investment Option from such crypto Account balance.
2.2. Investment earnings for all Investment Options counted daily every 24 hours.
2.3. Investment earnings will be reflected at such crypto Account balance every 24 hours.
2.4. Once investment earnings will be occured at Account balance, Client will be able to use it (withdraw or invest again) with other fundss on Account balance (Welcome Bonus, other bonuses, referral earnings) without any restrictions and fees.
2.5. After investment period (duration) expiration, initial investment amount will be instantly transferred to the Clients' crypto Account balance and Client will be able to use it (withdraw or invest again) without any restrictions and fees.
2.6. Client can make direct investments in any time during Monday - Sunday 24/7.
2.7. Client can open several investments in several different CRYPTO Investment Options and hold several different active investments in the same time - we hold all investments separately.
2.8. All initial investment amount for all CRYPTO Investment Options are refundable.

Annex C - Contact Information

HilCap Asset Management Trust reg.

Registered Address:
20 PfugStraße, Vaduz 9490,
Fürstentum Liechtenstein
PHONE: +423-2335275

Support Center:
96 Argyle St., Glasgow, G2 8BQ, Scotland, UK
PHONE: +44 345 2661012

E-MAIL: support@bit-pay.online

USDT 100 Welcome Bonus!
Make Wise Investments!